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Possible solutions could be
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Use AWS Budgets: In addition to the read-only policy approach you have already taken, you could set up AWS Budgets to monitor your costs for Polly. AWS Budgets can send you notifications when your costs exceed a certain threshold, giving you early warning of potential cost overruns.
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Use rate limiting: As you mentioned, you could implement rate limiting on your backend to restrict the number of API calls that can be made to Polly within a certain timeframe. This can help prevent excessive usage and reduce the risk of unexpected cost overruns.
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