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You say you've just started using RDS: but is this a new account?
The free tier for RDS is only valid for the first year of the account after it was created - if your account is older than that, you'll be charged for the RDS instance.
answered 2 years ago
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Hello there! Sorry to hear about your concerns with billing.
I suggest opening a support case with our Billing Team directly, so they can look at your specific resources and advise on how to resolve those charges: http://go.aws/support-center.
This documentation outlines free tier limitations for RDS- specifically, the instance size type will make a difference on how billing works: https://aws.amazon.com/rds/free/.
-- Leo W.
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Yes, this is a new account and its just about 5 months since I started on free tier