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Hi there
Refer to Managing your credit card and ACH payment methods for instructions on accessing the Payments Preferences in your account.
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I don't have access to any of the options - It shows the following error--"The Billing console uses AWS Identity and Access Management (IAM) policies for better security and flexibility. Some of your actions are currently restricted by these policies. Contact your AWS administrator if you need help. If you are an AWS administrator, you can provide permissions for your users or groups by creating IAM policies. Learn more"
Do you have administrative or root access to the account?